Updated February 2026
Do You Need a CPF to Open a Banco Inter Account?
Banco Inter is one of the digital banks foreigners in Brazil reach for first. It is free, everything happens in the app, and it comes with a global account that makes spending abroad painless. But open the app and the very first thing it asks for is a CPF. Here is why, and how to get one so you can open Inter the same day.
Short answer: yes, a CPF is required
There is no Banco Inter account without a CPF. It is the first field in the sign-up flow, and registration cannot continue without it. This is not an Inter quirk, it is Brazilian banking law: every account has to be tied to a CPF. Get the CPF first and the rest of opening Inter takes a few minutes from your phone.
Why Banco Inter needs it
A CPF (Cadastro de Pessoa Fisica) is Brazil's individual taxpayer number, and banks are legally required to link every account to one. Inter uses your CPF to verify your identity, register your Pix keys, and report to the Receita Federal, exactly like Nubank or any traditional bank. Without it, there is simply nothing to open the account against.
Get your CPF and open Inter the same day
GET CPF prepares everything you need for $29: your form data ready to copy, the right office, and a document checker so nothing gets rejected.
Get started ·What you need to open Banco Inter as a foreigner
- ✓ A CPF. The one hard requirement, asked for on the first screen.
- ✓ A valid passport. For the in-app identity check.
- ✓ A Brazilian address. Your apartment, or a host's address to start.
Once your account is open you get Pix, a free debit and credit card, and Inter's global account for spending in other currencies. But all of it sits on top of the CPF. Get that first and the rest is quick.
Banco Inter, officially
Once your CPF is ready, open your account in the Inter app. Here is the official site so you know you are in the right place.
Visit Banco Inter ↗Related guides
Frequently asked questions
Do you need a CPF to open Banco Inter?
Yes. A CPF is mandatory and is the first field in sign-up. There is no way to finish registration without one, so foreigners get a CPF first, then open Inter in minutes.
Can a foreigner open a Banco Inter account?
Yes, once you have a CPF and a Brazilian address. Inter is popular with foreigners because it is free, fully in-app, and includes a global account for spending abroad.
Why does Banco Inter need a CPF?
Brazilian law requires every bank account to be tied to a CPF. Inter uses it to verify identity, register Pix keys, and report to the tax authority, the same as any other bank.
Get your CPF sorted in 5 minutes
Everything you need to walk in prepared, then your CPF arrives by email a few days later. One-time payment, money-back guarantee.
Get started ·